Financial Freedom

Financial Freedom is about having accumulated sufficient assets to allow you to maintain your chosen lifestyle to the end of your days. We want you to be able to live your desired lifestyle from a date chosen by you. We want to help you to build up sufficient assets in a cost effective, tax efficient manner to fully support your lifestyle after your income from your profession has stopped.

It entails gaining an understanding of when you will become dependent on your asset base built up so far. To some, this is often your retirement date. For others, it is much earlier than the traditional band of between age 60 and 70. It also entails helping you gain an in-depth understanding of your desired lifestyle costs and the anticipated number of years you potentially will incur these costs whilst Financially Free. We then help you develop a strategy to ensure you will have the required level of assets by maximising your financial potential both before and after your chosen target date.

At WFM, we help you to attain Financial Freedom by structuring a tailor made plan that will help you to:

Maximise your tax efficiency
Manage your short-term savings and the potential returns from them.
Plan for future Financial Freedom expenses – e.g. university fees & other significant expenses.
Put in place a diversified investment portfolio to match your personal risk tolerance.
De-risking your investment portfolio to protect against future investment shocks.
Plan for your Financial Freedom and avail of generous tax reliefs through traditional and non-traditional retirement planning vehicles.
Monitor and manage your post Financial Freedom benefits through access to tax efficient structures where applicable.

At WFM we take a holistic view of your all investment needs. We believe they must be in symmetry as they have a common goal – to help you achieve Financial Freedom. Each will have different timeframes and indeed different short-terms requirements but all solutions must point in the same long-term direction.

This is where our experience comes in. We are highly experienced in helping our clients’ avail of the following:

High yielding deposit accounts
Diversified investment strategies across a range of asset classes
Establishment of the optimal investment product through a product provider that suits your needs.
Establishment of the full suite of Self-Invested retirement plans that give you absolute control over your investment decisions and the costs associated with those decisions

If your plan needs a financial product (i.e. a vehicle which will assist you in achieving your particular financial goals), we have access to the products of a wide range of life assurance companies, stockbrokers, asset management companies and banks. This enables us to take a rigorous approach to product selection to ensure that any solution meets your specific requirement and is appropriate for your own appetite to risk.

If you would like to find out more about how we can help you to achieve your own target of becoming Financially Free, please give us a call at 01 6510613 or email us at info@wfm.ie