Advice

Everybody would like to be Financially Free. We help people to achieve their Financial Freedom.  

To achieve this, we follow a very structured financial planning model as shown in the diagram.

• Clarify the situation today: We need to understand your current assets & liabilities, your income and expenditure, your current financial and tax planning and a range of other information to enable us to complete the current picture.
• Identify Financial Goals: We then work closely with you to identify what Financial Freedom really means to you. This helps us identify a financial destination, an end goal towards which we must ensure you are headed.
• Understand Risk: Risk and rewards play a key role in any investment scenario – everyone wants lots of the latter with the minimum of the former! We help you to understand risk, identify your risk tolerance and your financial capacity to withstand any unforeseen shocks within your identified tolerance.
• We Develop Solutions: Having built up a full and complete picture of both your current situation and future requirements, we then use our experience to develop financial solutions appropriate for you. We then walk you through our recommendations.
• We Research the Product Providers, if needed: If a financial product is required, we will research the market to ensure that we find the most suitable and cost effective product for your needs.
• We Negotiate with the Product Providers: We ensure that you get the very best terms possible in your financial product which will ultimately enhance your potential return.
• We Implement the Solutions: We then explain the full process to get the financial product in place and help you complete the paperwork. We then manage the implementation process on your behalf. We advise you what the cost of the implementation of the recommendations will be.
• We Agree Future Reviews: We then agree how often we will meet to ensure your objectives remain on track. At these meetings, we will also examine external market factors and any changes in your circumstances and how these might impact your chosen solutions.

To find out more about our advice process, please give us a call at 01 6510613or email us at info@wfm.ie