Solutions

What do we mean by Financial Freedom? We want you to be able to maintain your lifestyle to the end of your days, both before and after your retirement. We want you to be able to live your desired lifestyle from a date chosen by you (usually your retirement date) without worrying about being able to afford it. For most of our clients, this means selecting a required income and planning a financial strategy to ensure you always have enough money to fund your lifestyle. 

This entails developing solutions for the following;

• Helping you achieve Financial Freedom. We believe that whilst one’s retirement date is simply a point in time, Financial Freedom requires holistic and targeted planning both pre and post the point in time where Financial Freedom is achieved. First of all, this involves helping you invest in as tax efficient and cost effective manner possible in order to maximise the benefit of your investments up until the point where you become Financially Free. Secondly it’s about ensuring you have sufficient means to live securely to the end of your days and, where applicable, your partner's days. We may find that your existing assets mean that you are either already Financially Free or that you are on target to become Financially Free by the chosen date. In the event that this is not the case, we will guide you and advise you on the most appropriate methods of effectively closing the gap between where your existing assets will bring you and your target.

• Ensuring financial security for unforeseen events whereby we plan for situations that would completely decimate your financial plans. The lifeblood of your particular financial plan is a continuing income stream. Therefore, top of your priority list must be protecting you and your plan against loss of income in the case of illness or accident or indeed protecting the future of your family in the event of your death.

•  Innovative asset management solutions where you may want your investment solutions to be individual to you rather than controlled and managed by a financial institution. This may include property assets both in Ireland, the UK and further abroad. It may include a tailor made asset portfolio administered by a stockbroker but controlled by you.  We will work with you to develop financial solutions to enable you to maximise any financial and taxation benefits from owning such assets.

In addition to your overall quest to become Financially Free within a time frame chosen by you, you may have a specific financial objective or indeed a range of different goals. Examples of these may be funding your kids’ education, purchasing a holiday home or saving for your daughters wedding. We will help you identify and prioritise these goals and will then set about devising solutions to achieve these objectives.